Payment Processing Service with ARA & KeyBank

Are you paying too much for card processing? See how KeyBank can help.

ARA members who have switched have saved an average of 20 percent* on credit card processing fees.

To learn more and see if your business can save on credit card processing with ARA and KeyBank, click here to log in to the ARA Member section of the website. (Email info@aradc.org for log in support.)

For your business to be eligible to save on credit card processing with ARA, you must be an ARA member. Not a member? Join ARA today. 

More than just savings...

Better payment experience for you and customers

Needs Assessment & Consulting

ARA members can take advantage of a white glove needs assessment that empowers you to better understand your daily financial operations and identify opportunities for you to grow your business more efficiently.

Saving Time with Technology:

• Integrated technologies that help reduce cost of card acceptance and automates accounts receivable
• Electronic invoicing can help to reduce paper clutter, postage, and billing errors. Invoices will be paid more quickly if customers can pay electronically
• Level II and Level III data is automatically sent with each transaction, helping to reduce the overall interchange costs

Help Reduce Operational Costs:

• Our partner, KeyBank can help reduce the cost of accepting credit cards by up to 30 percent²
• Help avoid corporate card downgrades with the latest payment technology
• KeyBank offers fraud mitigation tools to help reduce chargeback risk
• Get a $300 statement credit with a new Key Merchant Services account¹

$300 offer is applied as a statement credit to your new Merchant Services account. To qualify for the offer, your Merchant Services account must meet the following requirements.

The following requirements must be met:

Establish a new Key Merchant Services Relationship.

A new merchant relationship is defined as a new, unique Tax ID brought to Key Merchant Services for a Merchant account.

Existing merchant relationships that add new locations (whether under same TIN or new TIN) are excluded from the offer.

Additional locations and multiple locations for a merchant relationship are excluded.

Merchant relationships that cancel or close accounts, and then reopen a new MID that would ordinarily qualify for the promotion are ineligible for the offer until at least one (1) year has elapsed since cancellation or account closure.

Merchant Card Processing Requirements:

Merchant account must process at least $5,000 in credit card and/or debit card volume within three (3) full months of processing once onboarded and the account must be open and active upon the payment date of the offer.

Telecheck, Gift Card, EBT, and Clover Check Acceptance volumes do not count towards the $5,000 credit card and/or debit card required volume.
 

Merchant Services account must be in good standing.

Merchant account must be open and at the time of offer payout, and have no ACH rejections, or uncollected chargebacks.

The offer period begins on 1/1/2024 and expires on 12/31/2024 at 11:59 p.m. (ET). The terms of this offer are subject to change or cancellation at any time, for any reason. Merchant Services is subject to credit approval and subject to terms and conditions of service agreement. Clover Go Hardware Only accounts are ineligible for the offer. Payment Facilitator relationships and Integrated Service Vendor relationships are ineligible for the offer.

2
Transaction rates do not include equipment costs, chargeback fees, Clover software or security fees, or other third-party charges. Custom pricing available; restrictions apply.

3
The ability to begin taking payments the same day as your application is dependent on credit and underwriting approval.

Banking products and services are offered by KeyBank National Association.

All merchant services, credit, and leasing products are subject to credit approval, terms of service, and any applicable collateral requirement(s).

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries. Fees and/or in-app purchases may apply to apps purchased through the Clover App Market.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries.

Banking products and services are offered by KeyBank National Association. All merchant services, credit, loan and leasing products are subject to credit approval and terms of service. EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries. www.emvco.com.